XRP and Spreadsheet Logic Organizing a New Stage of Global Financial Coordination
Within a broader SACT-based coordination system, Treasury-backed stablecoins could supply globally trusted digital dollars while the XRP Ledger provides one of several high-speed settlement infrastructures through which those dollars circulate.
Why SACT Logic is the Operational Core of Tokenization
Citation APA (7th Edition) Pennings, A.J. (2026, Jul 31) Why SACT Logic is the Operational Core of Tokenization. apennings.com https://apennings.com/how-it-came-to-rule-the-world/digital-monetarism/why-sact-logic-is-the-operational-core-of-tokenization/ Introduction Last summer, I was reviewing a paper on digital spreadsheets and time-space power that had been rejected by a journal and decided a term I used, “substitution,” needed elaboration. It led to my conceptualization, […]
The $100 Trillion Debt Era: MMT as Permission, SACT as Engine
Spreadsheet logic and the SACT stack provide the operational engine. By substituting physical matter into digital signifiers, abstracting heterogenous noise into clean taxonomies, computing complex supply-chain logic, and synchronizing market states across global networks, SACT converts the chaotic, messy physical universe into a organized matrix of purchasable products. Without the SACT translation layer, MMT’s sovereign dollars float as useless signifiers; with it, sovereign money becomes an operative tool capable of re-engineering the physical world.
Designing a Global AI Engine for Monetary Coordination
AI should not be viewed simply as another analytical tool. Its larger role is to become coordination intelligence. Traditional spreadsheets computed formulas written by human analysts. AI continuously evaluates millions of relationships simultaneously, identifying emerging imbalances, forecasting liquidity needs, and recommending adjustments as conditions change.
Blockchains as the Telecom Substrate of a SACT-AI Bancor/ICU System
Citation APA (7th Edition) Pennings, A.J. (2026, Jun 26) Blockchains as the Telecom Substrate of a SACT-AI Bancor/ICU System. apennings.com https://apennings.com/characteristics-of-digital-media/from-wires-to-ledgers-blockchains-as-the-telecommunications-substrate-of-a-sact-ai-bancor-icu-system/ Introduction In a SACT-AI Bancor / International Clearing Union (ICU) system, blockchains are not merely financial ledgers, they function as the synchronization layer of the global economy. It is a new kind of telecom […]
McLuhan’s Media Tetrad Applied to Digital Spreadsheet Logic and the Introduction of AI
Unlike approaches that focus only on the intended uses of technology, the tetrad examines how media reshape human perception, social organization, and power relations through four interconnected questions.
Remediation and Spreadsheet Logic: Energetic Interpretants to Organizational Structures
From this perspective, Rose and Pennings’ theory of spreadsheet structuration and Pennings’ concept of operative mediation are highly complementary. Operative mediation explains how representations become actions through the generation of energetic interpretants. Rose and Pennings explain how those actions become routines and how routines become organizational structures. Together, they reveal spreadsheets as socio-technical systems that do far more than represent reality. They organize semiosis, channel behavior, reproduce institutional arrangements, and increasingly coordinate action across globally synchronized networks.
Epistemological and Philosophical Implications of Spreadsheet Logic
Spreadsheet logic is more than a tool; it is a distinctive epistemological and philosophical regime. By filtering corporate strategy, investment allocation, public policy, and even personal career planning through rows and columns of assumptions, cash-flow forecasts, discount rates, net present value (NPV), internal rate of return (IRR), and sensitivity tables, it imposes a specific way of knowing and valuing the world.
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About Me
Professor (full) at State University of New York (SUNY) Korea since 2016. Research Professor for Stony Brook University. Moved to Austin, Texas in August 2012 to join the Digital Media Management program at St. Edwards University. Spent the previous decade on the faculty at New York University teaching and researching information systems, digital economics, and global political economy
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anthony.pennings@sunykorea.ac.kr
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