Anthony J. Pennings, PhD

WRITINGS ON AI POLICY, DIGITAL ECONOMICS, ENERGY STRATEGIES, AND GLOBAL E-COMMERCE

How Developing Countries Will Access US Stablecoins

Citation APA (7th Edition) Pennings, A.J. (2026, Jul 28) How Developing Countries Will Access US Stablecoins. apennings.com https://apennings.com/uncategorized/how-developing-countries-will-access-us-stablecoins/ Introduction This post covers topics that my students and I have been addressing in a course called EST 230 – Information and Communications Technologies (ICT) for Sustainable Development that I have been teaching for the last six […]

Some Mechanics of Blockchained Treasury-Backed Stablecoin Dollars

The combination of public-chain transparency, L2 performance, and the emerging GENIUS regulatory perimeter is steadily turning regulated USD stablecoins into a viable global payment and settlement layer.

Spreadsheet Logic as the Architecture of Perpetual Financial Innovation

Citation APA (7th Edition) Pennings, A.J. (2026, Jul 22) Spreadsheet Logic as the Architecture of Perpetual Financial Innovation. apennings.com https://apennings.com/technologies-of-meaning/spreadsheet-logic-as-the-architecture-of-perpetual-financial-innovation/ Introduction One of the overlooked revolutions in modern finance was not the invention of a new financial instrument but the emergence of a new computational grammar. Beginning with VisiCalc in 1979 and continuing through andLotus […]

USAID, ICT4D, and the Geopolitics of Treasury-Backed Liquidity for Tier 4 and 5 Countries.

While publicly framed as a consumer-protection milestone, the macro-political economy of the GENIUS Act functions as a powerful mechanism for sovereign debt management. By legally legitimizing dollar-pegged stablecoins as safe cash equivalents, the US government has effectively engineered a global, decentralized distribution engine for its own national deficit.

From Spreadsheet Models to Machine Learning: The Transition from Representation to Prediction

The distinction between spreadsheet models and machine-learning models is not simply one of technology but of how knowledge is constructed and operationalized.

Designing a Global AI Engine for Monetary Coordination

AI should not be viewed simply as another analytical tool. Its larger role is to become coordination intelligence. Traditional spreadsheets computed formulas written by human analysts. AI continuously evaluates millions of relationships simultaneously, identifying emerging imbalances, forecasting liquidity needs, and recommending adjustments as conditions change.

The Practice Lens Meets Spreadsheet Logic, and Operative Mediation in the Age of AI

This synthesis is especially timely in the age of AI. Large language models and autonomous agents do not simply support spreadsheet work. AI absorb, remediate, and operationalize spreadsheet logic at scale. The grid becomes a sandbox for agentic reasoning. What began as a human-crafted modeling tool is becoming part of the computational substrate on which organizations coordinate themselves.

Blockchains as the Telecom Substrate of a SACT-AI Bancor/ICU System

Citation APA (7th Edition) Pennings, A.J. (2026, Jun 26) Blockchains as the Telecom Substrate of a SACT-AI Bancor/ICU System. apennings.com https://apennings.com/characteristics-of-digital-media/from-wires-to-ledgers-blockchains-as-the-telecommunications-substrate-of-a-sact-ai-bancor-icu-system/ Introduction In a SACT-AI Bancor / International Clearing Union (ICU) system, blockchains are not merely financial ledgers, they function as the synchronization layer of the global economy. It is a new kind of telecom […]

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  • About Me

    Professor (full) at State University of New York (SUNY) Korea since 2016. Research Professor for Stony Brook University. Moved to Austin, Texas in August 2012 to join the Digital Media Management program at St. Edwards University. Spent the previous decade on the faculty at New York University teaching and researching information systems, digital economics, and global political economy

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    anthony.pennings@gmail.com
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    anthony.pennings@sunykorea.ac.kr

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